A merchant account is a bank account where captured credit card funds are deposited at the conclusion of a transaction from your website.  Larger banks offer merchant accounts and in some cases, this can be the same account as your regular bank account.

If you plan to have your website take payments online, then you will need a payment gateway.  A payment gateway is the intermediary agency that processes and validates credit card transactions for Visa, MasterCard, American Express, and Discover.  When users make a purchase on your new... Read More